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Note: Information in the 2025 SPD for each plan will vary from the information in the 2024 SPDs. Therefore, the 2024 SPDs should not be relied upon to determine plan benefits effective January 1, 2025. Summary Plan Descriptions for 2025 will be available in 2025.

2025 Summary Plan Descriptions (SPDs)

Medical insurance plans

• Healthy Savings Plan (coming soon)
• Custom Network Plan (coming soon)
• PPO Plan (includes UMKC tiered feature) (coming soon)
• Retiree Healthy Savings Plan (coming soon)
• Retiree Health PPO (coming soon)
• (Base and Enhanced) (PDF, 2.5MB)

Dental, vision, tax-favored accounts

• (PDF, 462KB)
• (PDF, 498KB)
• Flexible spending account (coming soon)

Life and disability insurance

• (PDF, 322KB)
• (PDF, 303K)
• (PDF, 640KB)
• Short-Term Disability (coming soon)
• (PDF, 366KB)

Other benefits

• (PDF, 438KB)

Retirement

• (PDF, 564KB)
• (PDF, 803KB)
• (PDF, 681KB)
• (PDF, 627KB)

2024 Summary Plan Descriptions (SPDs)

Medical insurance plans

• (PDF, 1.6MB)
• (PDF, 1.5MB)
• (includes UMKC tiered feature) (PDF, 1.5MB)
• (PDF, 1.5MB)
• (PDF, 1.5MB)
• (Base and Enhanced) (PDF, 2.5MB)

Dental, vision, tax-favored accounts

• (PDF, 462KB)
• (PDF, 498KB)
• (PDF, 334KB)

Life and disability insurance

• (PDF, 322KB)
• (PDF, 303K)
• (PDF, 1MB)
• (PDF, 271KB)
• (PDF, 366KB)

Other benefits

• (PDF, 438KB)

Retirement

• (PDF, 608KB)
• (PDF, 940KB)
• (PDF, 788KB)
• (PDF, 685KB)